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Los Girasoles Group
In this Group: Maria Salome, Celestina, Lizbeth*, Julio Cesar, Maria Antonieta, Dorali, Delia, Guida Loyola, Maria Teresita, Yanet Marleni
* not pictured
Yanet Marlene is a member of the "Los Girasoles" communal bank, in the Cusco province and department.

Yanet is 42 years old and has three children. She is single. In addition to carrying out the household chores, Yanet has a grocery store. She has had this business for some time now, and it is going well thanks to her determination every day. Yanet sells different types of products, such as rice, sugar and more. Yanet wants to continue working in order to continue supporting her family.

Yanet is applying for a loan in order to buy fizzy drinks and other items.

Yanet is grateful for this loan and promises to make her repayments on time.

The other members of the group work in the following areas: selling clothes, running a restaurant, and teaching.

The smaller photo is of one member who arrived late to the meeting where the group photo was taken; she was late due to work commitments.
View original language description ↓
La socia pertenece al banco comunal LOS GIRASOLES, él banco está ubicado en la provincia de Cusco, departamento de Cusco.
La socia Yanet Marlene tiene 42 años de edad tiene 03 hijos y es soltera, la socia alterna sus actividades diarias con el negocio de tienda de abarrotes, la socia lleva buen tiempo dedicándose a este negocio el cual le va bien gracias al empeño que le pone cada día a su negocio, la socia vende diferentes tipos de productos como arroz, azúcar entre otros, la socia desea poder seguir trabajando parad e esta forma seguir apoyando a su familia.
La socia solicita el crédito para la compra de gaseosa entre otros.
La socia se siente agradecida por el crédito otorgado y se compromete a cumplir con sus cuotas establecidas.
Los demás socios se dedican la venta de ropa, restaurante y docentes.
La socia que sale en la foto adjunta pidió permiso para llegar tarde a al reunión por motivos de trabajo.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Peru

  • $12,000
    Average annual income
  • 51
    View loans »
    Peru Loans Fundraising
  • $63,759,475
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Los Girasoles Group's $3,975 loan helped a member to buy fizzy drinks and more.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 16, 2014
Jul 18, 2014
Currency Exchange Loss:
Jan 17, 2015