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Fuente De Bendicion Group
In this Group: Micaela , Teresa Amanda , Zoila De Jesus , Josefina , Maria Lucrecia , Floricelda , Ruth

Update on Fuente De Bendicion Group

The Friendship Bridge Trust Bank, “Fuente de Bendición,” or “Fountain of Blessing” was formed some time ago by seven women in the town of Cantel, Quetzaltenango in the Western Highlands of Guatemala. This is an an area rich with dense vegetation where the vast majority of indigenous Maya work on small-scale farms.

The ladies of the Trust Bank are enthusiastic and motivated to work hard and improve their quality of life. María is a member of the group who has a food business. She sells “Garnachas,” a traditional Guatemalan appetizer made of meat or beans, chiles, sauce and cheese, as well as French fries. This 25-year-old hard-working lady joined the group to acquire capital for her small business and to purchase necessary supplies including corn, lime, meat and potatoes. She learned to cook from her mother, and after getting married, decided to open her own food business. She sells her delicious food in front of her house on weekends. María is an example of a successful woman, who along with her husband, supports her small three-year-old daughter. The couple is determined to focus on their goal of maintaining their new household and seeing their daughter complete her education.

María is happy to be a member of the Trust Bank and has been elected treasurer. She has the trust and support of the other ladies in the group. She is very enthusiastic, along with everyone in the Trust Bank, to acquire knowledge about how to improve her standard of living, take care of her family, and ensure the success of her small food business. Each month, a Friendship Bridge loan officer shares useful information with all of the women on how to effectively manage their loans, improve the health of their families and understand their rights as women. “Microcredit Plus” is the name that Friendship Bridge gives to this valuable combination of education and small loans.

It is nearly impossible for an indigenous woman to walk into a bank in Guatemala and request a loan. Non-governmental organizations like Friendship Bridge offer a valuable opportunity for impoverished women to empower themselves and move themselves, their families and their communities forward. Kiva lenders are most appreciated for their willingness and generosity in providing capital for loans. Thank you, Kiva lenders, from the seven women of the “Fuente de Bendición” Trust Bank!

Previous Loan Details

The Fuente de Bendición (Source of Blessing) Trust Bank is located in one of the many villages of the department of Quetzaltenango, in western Guatemala. Eight women make up this Trust Bank and most of the group has traditional large families. The members of the Source of Blessing Trust Bank have... More from Fuente De Bendicion Group's previous loan »

Additional Information

About Friendship Bridge

This loan is administered by Friendship Bridge (FB), a nonprofit, nongovernmental organization that empowers thousands of impoverished Guatemalan women through its Microcredit Plus program. The program combines small loans averaging US$350 for four-to-twelve month loan terms with non-formal, participatory education.

As FB clients, women start, expand, or diversify their businesses and learn practical lessons on topics including business, health, and self-esteem. FB’s clients borrow as a group, forming Trust Banks (groups of 7-25 women who serve as co-guarantors of the loan and act as a self-regulating support network).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Guatemala

  • $5,300
    Average annual income
  • 112
    View loans »
    Guatemala Loans Fundraising
  • $11,677,300
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Fuente De Bendicion Group's $2,400 loan helped a member to purchase necessary supplies including corn, lime, meat and potatoes for her food business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jun 18, 2014
Jul 16, 2014
Currency Exchange Loss:
Jun 17, 2015