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Grace Group
In this Group: Kumbuka, Furaha, Sifa, Munyerenkana, Zaninga, Marie, Vumilia, Neema, Zawadi, Mapendo, Ntakwinja, Chahihabwa, Nsimire, Nzigire, Habanawema, Tendolinge, Neema, Mikoko, Faida, Furaha, Tabu, Munyerenkana, Mapendo, Nabintu, Namavu, Birhakabu
Kumbuka is 36 years old and head of the Grace loan group. She is married to a money-changer and they have seven children, who are all in school.

Kumbuka has worked as a travelling trader since 1998 and is requesting this new loan in order to buy 100 schoolbags. Her ambition is to buy a plot of land.

Kumbuka would like to thank Hekima for the support it offers to women on a low income.
View original language description ↓
Madame Kumbuka, presidente du groupe de crédit Grace est âgée de 36 ans. Elle est mariée à changeur de monnaie et mère de 7 enfants qui étudient. Vendeuse ambulante depuis 1998, elle sollicite ce nouveau prêt pour lui permettre d’acheter 100 cartables. Son objectif est d’acheter une parcelle. Ainsi, elle remercie Hekima du soutien qu’il apporte aux femmes à faible revenu.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 22
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,953,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Grace Group's $3,225 loan helped a member to buy 100 schoolbags.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 11, 2014
Jul 18, 2014
Currency Exchange Loss:
Dec 17, 2014