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Ziyodamo is a resident of Kulob in the Khatlon province of Tajikistan. She is 53, married, and lives together with her husband, sons, her daughter and her daughter-in-law. She has a big family. Her husband works as a taxi driver, while Ziyodamo herself sells bread at a local marketplace and has been doing so for more than 17 years. Her son and his wife bake the bread at home and deliver it to her at the market. She is requesting a loan to buy ingredients for baking bread. Her motive for doing so is to increase her supply; she has a lot of customers as of late, and they buy up her bread rather quickly.
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Зиёдамо жительница города Куляб, Хатлонской области Таджикистана. Зиёдамо 53 года. Она живет вместе с мужем, сыновьями, дочерью и невесткой. У них большая семья. Муж Зиёдамо работает таксистом. Сама она продает хлеб на рынке. Готовый товар ему приносит сын, он с женой печет хлеб дома.
Зиёдамо на протяжении восемнадцати лет занимается торговлей. Она берет кредит для приобретения продуктов, чтобы испечь хлеб для торговли. Также она намерена открыть пекарню. Основная цель Зиёдамо увеличить количество товара. Так как на сегодняшний день у нее много клиентов и имеющий товар быстро раскупается.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 264
    View loans »
    Tajikistan Loans Fundraising
  • $31,857,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Ziyodamo buy ingredients for breadmaking.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 3, 2014
Jul 13, 2014
Currency Exchange Loss:
Dec 17, 2014