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Générosité A Group
In this Group: Kamate, Kyangwi, Lukoo, Naminani
Kamate, a merchant, is a member of the business group “Générosité A”. At 35 years old, she is a dynamic entrepreneur and the widowed mother of three children who all go to school.

Kamate sells high quality, super wax pagnes (colorful cloth). She conducts her sales at the local market, which is a busy place. She has partnered with the Hekima MFI for financial assistance.

Kamate has been engaged in this activity for 10 years, and she plans to use this new loan to buy 27 pagnes.

Her goals for the future are to buy a plot of land, and to ensure that her children are fed and educated.

Kamate wishes to thank the Hekima MFI for helping women entrepreneurs to become self-sufficient who cannot use the traditional banking system, especially in these difficult times following the war in the Eastern region.
La cliente Kamate est une commerçante et membre d’un collectif d’affaires «Générosité A », entrepreneur, dynamique, âgée de 35 ans, veuve et mère de 3 enfants qui tous étudient. La cliente est une vendeuse des pagnes de première qualité (Super wax). Elle installe ses marchandises dans le marché animé de la ville. Plus tard, elle bénéficia le prêt de l’IMF Hekima. Il y a 10 ans qu’elle exerce cette activité. Ce nouveau prêt va la servir d’acheter 27 pièces de pagnes. Ainsi, elle souhaite acheter une parcelle, scolariser, et nourrir ses enfants. Au finish, elle remercie fortement Hekima pour l’autonomisation des femmes entrepreneurs non bancables, surtout; pendant ce moment post conflits à l’Est du pays.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 15
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,965,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Générosité A Group's $8,500 loan helped a member to buy 27 pagnes for resale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 19, 2014
Jul 17, 2014
Currency Exchange Loss:
Jan 17, 2015