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Gufronjon is one of many who needs additional income in the form of financial assistance and support. His search for such funding lead him to MDO "Arvand." He had never taken out a loan before. He borrowed from friends and family just a few times. However, he returned this borrowed money quickly and on-time as it was it was the right thing to do and he did not want people talking about him behind his back because of his debts He was advised to turn to Arvand by an acquaintance of his who had previously received support from Kiva and Arvand. Now Gufronjon wants to take out a loan. He needs this money for the advancement of his business. He wants to yet again drive to Kyrgyzstan to buy beverages and then sell them at local markets. Gufronjon has one year of work experience as a beverage supplier.

Gufronjon is also an excellent family man. He has three wonderful children. He has a higher education but is not currently working in the field of his degree. He was born in 1978. This promising young man relies on support from Kiva. Gufronjon thanks everyone in advance for their participation in the advancement of his business. He sincerely wishes prosperity for everyone.
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Гуфрончон один из многих, которые нуждается в дополнительных средствах, в материальной помощи и поддержке. Его поиски в этом направлении привели его МДО «Арванд». Раньше он никогда не кредитовался. Только пару раз занимал у друзей и родственников, но возвращал чужое «добро» быстро и своевременно, так как является порядочным и не хочет, чтобы его за спиной упрекали его долгами. Обратится в МДО «Арванд» ему посоветовала его знакомая, которая нашла поддержку со стороны «Кива» и организации. Теперь Гуфрончон хочет получить кредит. Эти деньги нужны ему на продвижение своего бизнеса. Хочет в очередной раз съехать в Кыргизию и от туда закупить напитки и продавать их в местных рынках.
У Гуфрончона год опыта работы в сфере поставщика напитков.
Также Гуфрончон очень хороший семьянин. У него трое прекрасных детей. У него высшее образование, но на данный момент не работает по специальности. Сам он 1978 года рождения. Молодой и перспективный человек очень надеется на поддержку от Кива. Гуфрончон заранее благодарит всех за участие в продвижении его бизнеса и искренне желает всем процветания.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.


About Tajikistan

  • $2,700
    Average annual income
  • 257
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.9
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,525 helped Gafurjon to buy beverages to resell at local markets.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 12, 2014
Jul 15, 2014
Currency Exchange Loss:
Jun 21, 2015