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Ny's Group
In this Group: Ny, Hun
Ny is 55 years old and a local farmer from the Dambae district of Kampong Cham province who tackles her family’s hardship by raising rice crops and planting vegetables. She has been involved in this business for four years.

Ny, who has previously taken out six loans, has formed a group of two with a fourth-time borrower in order to obtain a new loan from VisionFund (Kiva’s partner). She has fully repaid her previous loans and her living conditions are getting better. As a leader, she will spend her entire loan portion to buy insecticide, to pay the fee for hired labor, to pay the reaping cost and to buy cassava seedlings for her crop.

She believes that she can gain a good yield, increasing her harvest over previous ones.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 196
    View loans »
    Cambodia Loans Fundraising
  • $39,989,225
    Funds lent in using Kiva
  • 4,024.9
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Ny's Group's $500 loan helped a member to buy insecticide, pay labor fees and purchase seedlings.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
Jun 10, 2014
Jul 14, 2014
Currency Exchange Loss:
Feb 20, 2015