A loan of $2,200 helped a member to pay for purchasing potato, lentils, soap, biscuits, spice items, etc.

Jagadamba Group's story

The village Tetelkhunti is a remotely located rural village of the Balangir district of Odisha, India.This village hails in one of the underdeveloped region of Odisha state. The main source of income of the people of this village is from cultivation and micro enterprises.

Tilottama, a lady of 23 years, lives here with her husband and one daughter of 3 years in a small mud house. She is third from right with her hand raised in the photograph. Her family belongs to the below poverty line category. Tilottama, with the help of her husband, has been running a general store in her house for the last 5 years, selling varieties of items like potatoes, oil, rice, dough, soap, sugar, tea, washing powder, lentils, biscuits, toffees, eggs, stationery items, and mobile recharge vouchers. Initially she started this business with a small investment of her own. She purchases stock for her business thrice a week from the wholesale sellers of the nearest town, which is 15 kms away. Due to a lack of sufficient money, she has to purchase items on a regular basis, which unnecessarily increases costs in both finance and labor. From her business, she earns a monthly income of 5,000 Indian rupees (INR), on which it is very hard for her to manage her family.

To expand her business for more income in the year 2014, Tilottama, along with other ten women of her village, formed a self help group named Jagadamba to receive a loan from the Mahashakti foundation. She wants to increase stock of products for her business from her portion of the loan in the amount of 14,000 INR by purchasing items like potato, lentils, soap, biscuits, spice items, etc. Tilottama hopes this will help her to increase her income for materializing her dreams of construction of a house, a toilet and better education of her daughter.

The other ten borrowers of the group are doing micro enterprises such as fast food centers, dry food and spices businesses, puffed rice selling, rice selling, daily needs shop, general store, bold gram fry and selling, etc.

In this group: Tilottama, Hemalata, Sujeshta, Nalini, Monarama, Lakshmi, Subhakesi*, Haripriya*, Madana, Anupama, Tapaswini
*not pictured

Loan details

Lenders and lending teams

Loan details