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Birane worked as a driver for many years. Having reached retirement age and not being able to settle down just yet, he started a small business selling barrels, crates, wood and other reusable recycled objects. He opened up a canteen, where he stores his stock while waiting to resell it. His working day starts at 9 AM and finishes at 6 PM. Birane doesn't have any financial obligations, as his children see to their household's daily expenses and any other costs. Running this business is one of the ways in which Birane keeps himself active and in good health.
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Monsieur Birane, a été chauffeur depuis des années, ayant pris de l’âge, il a pris sa retraite et ne pouvant pas rester sur place, il a démarré un petit commerce de vente de barils, zincs, bois et autres objets recyclés réutilisables. Il a ouvert une cantine dans laquelle il stocke ses bagages en attendant de les vendre. Il démarre sa journée à 9h pour descendre à 18h.
Birane, n’a aucune charge, car ce sont ses enfants qui s’occupent de la dépense quotidienne et des autres frais de la maison. Le fait de s’occuper et de faire du commerce, fait parti des moyens de se maintenir et de ne devenir sédentaire.

Additional Information

More information about this loan

To reach borrowers who would not normally qualify for loans, UIMCEC has developed partnerships with a number of local organizations created by the poor to promote savings and mutual support. Most members of these organizations take group loans from UIMCEC. Some group members have larger businesses requiring more capital, and therefore receive individual loans. To meet their needs, UIMCEC is offering this loan at a lower interest rate with no material guarantee requirement. By supporting this loan, you are helping poor borrowers access credit at  lower interest rates.


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.


About Senegal

  • $2,300
    Average annual income
  • 2
    View loans »
    Senegal Loans Fundraising
  • $15,218,925
    Funds lent in using Kiva
  • 481.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $325 helped Birane to purchase wood, crates and barrels, which will be resold.
83% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Jun 17, 2014
Jul 14, 2014
Currency Exchange Loss: