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Juan Jose
Juan is an enterprising young man. He is 20 years old, single, and lives in Pachacamac with his family. He is a person with a great desire to get ahead. He has worked for a restaurant delivering food for almost two years. It is going very well for him given that he is very responsible, hard-working, honest, and very kind to his customers. He also sells dvd’s. He is a very innovative and enterprising young man.

His family is his greatest motivation for getting ahead. It is for them that, at such a young age, he puts forth a lot of effort in order to be able to support them in everything that he can.

Juan is grateful to the Kiva lenders because with the support they have given him he will be able to buy a Blu ray for his house. This way he will be improving his family’s quality of life. He will continue putting forth great effort in order to be able to have his own business.
View original language description ↓
Juan es un joven emprendedor, tiene 20 años de edad, es soltero y vive en Pachacamac junto a su familia.
Es una persona con muchas ganas de salir adelante, desde hace casi 2 años trabaja en un Restaurante como repartidor de comida por Delivery, le va muy bien puesto que es muy responsable, trabajador, honesto y muy amable con los clientes. También se dedica a la venta de DVD, es un joven muy innovador y emprendedor.
Su familia es su mayor motivación a seguir adelante, es por ellos que a su corta edad se esfuerza mucho para poder apoyarlos en todo lo que pueda.
Juan está agradecido con los prestamistas Kiva porque con el apoyo que le han brindado él podrá comprar un Blu Ray para su casa, de esta manera estará mejorando la calidad de vida de su familia y seguirá esforzándose para poder tener su propio negocio.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.


About Peru

  • $12,000
    Average annual income
  • 44
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD