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Teresa De Los Angeles
Mrs. Teresa lives in the Lomas de Guadalupe neighborhood, a neighborhood which is located in the capital Managua, is 43 years old, finds herself single, but she receives help from her children's father, with whom she has four children, of which only one lives under Teresa's care. Actually, Teresa works as a domestic employee, she has sold her services for three years to a family, and she aspires in the future to create a small business to become independent, which will require financing to improve a little of her house, which is why she needs $5,000 Nicaraguan, which will be repaid in nine months.
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La señora Teresa habita en el barrio Lomas de Guadalupe, barrio que se ubica en la capital Managua, tiene 43 años de edad, se encuentra soltera, pero recibe la ayuda alimenticia del padre de sus hijos, donde tiene 4 hijos de los cuales solamente uno esta bajo el cuido de la señora Teresa. Actualmente la Sra. Teresa se desempeña como empleada domestica, tiene 3 años de brindar sus servicios a una familia, donde ella aspira en un futuro poder instalar un pequeño negocio para poder independizarse, así mismo requiere de un financiamiento para mejorar un poco su casa, donde esta necesitando la cantidad de C$ 5,000 aun plazo de 9 meses, ya que requiere ponerle unas gradas y embaldosar su vivienda.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 55
    View loans »
    Nicaragua Loans Fundraising
  • $26,296,575
    Funds lent in using Kiva
  • 19.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Teresa De Los Angeles buying cement and tools for her house.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Nov 7, 2008
Nov 24, 2008
Currency Exchange Loss:
Sep 15, 2009