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Maharram is 39-years-old, married and has three children. They live in the Baku region but Maharram is an IDP (Internally Displaced Person) from Djabrayil city. His wife is a housewife. Maharram’s elder daughter is studying at college and both of two other children are going to school. Maharram rents a store and in this store he sells different toys such as cars, puzzles, puppets, etc. He loves little children and therefore loves his job.

Today he wants to support his lovely business for this reason he has applied to Kiva partner Komak company for a loan in the amount of 800AZN (Azerbaijam New Manat) to buy more toys to sell. Maharram is thankful to the Kiva organization and lenders for help. In the future he wants to provide a better future for his children.

Additional Information

More information about this loan

This loan supports Komak clients who are designated as Internally Displaced Persons (IDPs) in Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border. Azerbaijan is home to over 600,000 IDPs, who face limited access to employment adequate housing, water and electricity. Many of these people have also failed to qualify for loans through formal channels due to low income and lack of collateral. Komak has been working to support IDPs since 1999. By funding this loan, you are creating opportunities in extremely underserved communities.

About Komak

Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.


About Azerbaijan

  • $10,800
    Average annual income
  • 26
    View loans »
    Azerbaijan Loans Fundraising
  • $14,887,650
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Maharram to buy more toys to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 27, 2014
Jul 13, 2014
Currency Exchange Loss:
Jul 17, 2015