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Juan Carlos

Update on Juan Carlos

Every morning, fresh air caresses the face of Juan Carlos, who, with much energy, leaves his house in order to analyze the condition of his crops. He always makes sure that the tomatoes, sweet peppers, and tobacco are fit to be consumed, and he is concerned with the wellbeing of his customers.

He is 40 years old, and he is married with four children. He started his farm business 20 years ago, and it has been his principal source of income. His wife has been his right hand, and together they fight to give their family better living conditions.

Juan is requesting a second loan in order to increase his capital production; he needs to purchase agricultural supplies, fertilizers, and agrochemicals for controlling attacks from pests and other diseases.

He says that he is very grateful for the first loan, as he was able to achieve better income, which made it possible for him to cover the costs of his children’s schooling and improve their diet. He hopes that his crop yields will be good. One of his goals is to improve the infrastructure of his home and purchase work equipment.
View original language description ↓
Todas las mañanas un aire fresco acaricia la cara de Juan Carlos, quien con muchas energías sale de su casa para analizar el estado de sus cultivos; siempre se asegura que el tomate, las chiltomas y el tabaco estén en condiciones para ser consumidas, el bienestar de sus clientes es su preocupación. Tiene 40 años de edad, está casado y tiene cuatro hijos. Hace 20 años inició en el negocio de la siembra, el cual ha sido su principal fuente económica. Su esposa ha sido su mano derecha y juntos luchan por brindarle a su familia mejores condiciones de vida.
Juan solicita el segundo crédito para aumentar la producción de su capital, requiere comprar insumos agrícolas, fertilizantes y productos agroquímicos para controlar el ataque de plagas y otras enfermedades. Manifiesta estar muy agradecido con el primer financiamiento puesto que logró obtener mejores ingresos económicos, lo que le permitió cubrir los gastos escolares de sus hijos y mejorar su dieta alimenticia. Anhela que el rendimiento de sus cosechas sean buenas. Una de sus metas es mejorar la infraestructura de su hogar y comprar equipos de trabajo.

Previous Loan Details

Juan, 38 years old, in the trade of agriculture, is originally from Pueblo Nuevo in the municipality of Esteli. He is a married father of four children who are 18, 14, 12, and 5 years of age respectively. He sows vegetables. He began very young since his family makes a living in the same way. He ... More from Juan Carlos's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Nicaragua

  • $4,800
    Average annual income
  • 40
    View loans »
    Nicaragua Loans Fundraising
  • $26,377,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Juan Carlos to purchase agricultural supplies, fertilizers, and agrochemical products for controlling attacks from pests and other diseases.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
At end of term
Jun 27, 2014
Jul 13, 2014
Currency Exchange Loss:
Aug 17, 2015