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Balabeyim is 58 years old. She is married and has two children. Both of her children were married and little of them living with Balabeyim and her husband. She is a refugee from Fuzuli city and now lives in the Fuzuli Region, in the village of Bala Behmenli.

For a long time, Balabeyim has been running a cafe. She offers to her customers national Azerbaijan dishes made from mutton and organic vegetables. Those foods are delicious and of good quality, and for that Balabeyim has a lot of customers.

At present Balabeyim needs 2,100 AZN to buy products useful for her cafe. Balabeyim says, “Thanks, dear Kiva lenders, for your help and support."

Additional Information

More information about this loan

This loan supports Komak clients who are designated as Internally Displaced Persons (IDPs) in Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border. Azerbaijan is home to over 600,000 IDPs, who face limited access to employment adequate housing, water and electricity. Many of these people have also failed to qualify for loans through formal channels due to low income and lack of collateral. Komak has been working to support IDPs since 1999. By funding this loan, you are creating opportunities in extremely underserved communities.

About Komak

Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.


About Azerbaijan

  • $10,800
    Average annual income
  • 23
    View loans »
    Azerbaijan Loans Fundraising
  • $14,902,725
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,700 helped Balabeyim to pay for products for her cafe.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 27, 2014
Jul 12, 2014
Currency Exchange Loss:
Jul 17, 2015