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This is 53-year-old Nafisatu. She is widowed, and has four children aged 13, 15, 17 and 18, who all are school-going children. She has two additional dependents who live with her to attend school and assist with the business and at home.

In 1972, Nafisatu established Raw Fish business. She began her business because she did not attain any formal education because traditions did not allow a girl child to go to school in those days. She started assisting her mother in her business as a teenager. The commissions she gathered were used to start her own business. She later got married and still continued her fish business.

Working seven days a week and nine hours a day, she earns about 2,320,000 SLL every month from this business. Her major challenges are increases in fish prices, delays in payment from creditors and that sometimes fish bought from the cold room are not in good order.

She would like a loan in the amount of 3,000,000 SLL. Nafisatu requires a loan in order to purchase cartons of crocros fish, kunnie fish, snapper fish, shine-nose fish and kutah fish.

In the future, Nafisatu plans to open a fishing business or cold room for her children, build another house on her remaining land and provide quality education for her children. She is hardworking, devoted, peaceful and a reliable business woman. She thanks you for your support.

Additional Information

More information about this loan

This loan is to a borrower living in Sierra Leone, one of the countries in West Africa currently experiencing an Ebola outbreak. The epidemic is the largest in history, claiming thousands of lives and deeply affecting the national economy. This partner is continuing to operate throughout the outbreak, but accordingly these loans will have a higher risk associated with them. Learn more about the epidemic here

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 35
    View loans »
    Sierra Leone Loans Fundraising
  • $9,980,225
    Funds lent in using Kiva
  • 4,339.9
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Nafisatu to purchase cartons of crocros fish, kunnie fish, snapper fish, shine-nose fish and kutah fish.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jun 13, 2014
Jul 11, 2014
Currency Exchange Loss:
Mar 25, 2015