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Sapela is 49 years old and is married with four children. She has a small garden where she grows cabbages and cucumbers that she can sell in her community or at the market. She has been doing this for four years.

Sapela needs a loan to buy fertilizer, insect poison, weed killer, a new wheelbarrow, gloves, new overalls and a machete. She has been a member of SPBD for four years. Sapela will use the profits from her sales to pay for her family's weekly expenses.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 69
    View loans »
    Samoa Loans Fundraising
  • $8,620,100
    Funds lent in using Kiva
  • 2.3
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Sapela to buy fertilizers and equipment for her vegetable garden.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 19, 2014
Jul 11, 2014
Currency Exchange Loss:
Jun 20, 2015