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Sokhna's Group
In this Group: Sokhna, Isseuh, Fatou, Maty
This group of four women belongs to the banc villageois created on December 12, 2009. The group members live in the same village and nearby. They show a spirit of solidarity and maintain friendly relations. Their main business activity is retail and raising livestock.
Sokhna, the one standing on the right raising her hand in the photo, is 38 years old. She is married and has four children, two of them boys.

She works as a vendor. She buys oil at the weekly market and then resells i. She has been in this business for some time and is very experienced. As an additional business, she raises sheep. With her loan, she will buy 20 liters [5 gallns] of oil at 15,000 West African francs, to resale at 900 francs per liter.
She will also buy four sheep at 25,000-30,000 francs each to fatten them and resale in due time at 70,000 each.
Thanks to her revenues, she helps ensure her family’s well-being by helping her husband with everyday expenses as well as their children’s school fees and healthcare expenses. She is also growing her savings at the banc villageois.
View original language description ↓
Ce groupe de 4 femmes fait parti du banc villageois qui a été créé le 12 décembre 2009. Il est composé de membres qui vivent dans le même village et les environs. Les membres sont solidaires et entretiennent de très bonnes relations. Leurs principales activités sont le commerce et l'embouche.
Sokhna, debout à droite de la photo et levant la main, est âgée de 38 ans. Elle est mariée et mère de 4 enfants dont 2garçons.
Elle fait comme activité le commerce. Elle achète de l'huile au marché hebdomadaire pour le revendre. Elle mène cette activité depuis longtemps, elle en a une bonne expérience.Comme activité parallèle elle fait de l'embouche ovine. Ainsi avec le prêt reçu, elle achète 20l d'huile à 15500f pour revendre le litre à 900f. Elle achète aussi 4 moutons à 25000f ou 30000f l'unité pour les élever au bout d'un certain moment elle les revend à 70000f chacun.
Avec les bénéfices, elle participe au bien être de sa famille en appuyant son mari dans la dépense quotidienne les frais de scolarité des enfants, leurs soins médicaux. Elle renforce aussi son épargne dans la banc villageois.

Additional Information

More information about this loan

This loan is going to a borrower or borrower group living in a rural area.

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Senegal

  • $2,300
    Average annual income
  • 5
    View loans »
    Senegal Loans Fundraising
  • $15,175,275
    Funds lent in using Kiva
  • 482.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Sokhna's Group's $3,175 loan helped a member to buy oil and sheep.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jun 19, 2014
Jul 9, 2014
Currency Exchange Loss:
Jan 17, 2015