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Grace is 44 years old and lives in the town of Kitintale in the Kampala south region of Uganda. A married mother of three children, none currently in school, she has been working hard for the past six years to manage her retail shop, which sells sugar, soap, salt, rice and beans.

To help expand her business, Grace has requested a loan of 2,500,000 Ugandan Shillings from BRAC Uganda to buy sugar, soap, salt, rice and beans. This will help Grace generate greater profits and open up another branch. She hopes that in the future she will be able to buy land.

Grace is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs like Grace who do not have enough collateral for commercial loans, but have businesses that have grown too large for micro loans.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.


About Uganda

  • $1,800
    Average annual income
  • 119
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 2,627.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Grace buy sugar, soap, salt, rice and beans.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 17, 2014
Jul 10, 2014
Currency Exchange Loss:
Jul 17, 2015