A loan of $975 helped to buy more agro chemicals like pastes and others for sale,.


Joy's story

"Joy is 38 years old and lives in the town of Kasese in the Fortportal region of Uganda. She is married and has four children who are all currently in school. For the past 10 years, Joy has been working hard to manage her retail shop, which sells agro chemical items.

To help expand her business, Joy has requested a loan of 2,500,000 Ugandan Shillings from BRAC Uganda. The loan will be used to buy more agro chemicals like pastes and others for sale, and will help Joy to generate greater profits and improve the family standard of living. Joy hopes that in the future she will be able to take her children to better schools.

Joy is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs like Joy who do not have enough collateral for commercial loans, but have businesses that have grown too large for microloans.

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Loan details


Lenders and lending teams



Loan details