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Holyar is a very hardworking man. He is 64 years old. He is married and has five children. Holyar has lived and worked through his whole life, breeding sheep, goats and cattle. He raised and educated all of his five children to this work. His wife has always been next to him and helped him with it.

Even now at his age, Holyar cares for his small flock, in order to help his children financially. He uses the milk from the cattle himself, and also sells it to his neighbors. Currently Holyar would like to increase the number of cattle to expand his business. For this reason he turned to Arvand and requested a loan.

Holyar would like to get a loan to purchase cattle for breeding and selling. He hopes for a positive result and thanks Arvand in advance for the financial support.
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Холяр очень трудолюбивый мужчина. Ему 64 года. Он женат и имеет пятерых детей. Всю подсознательную жизнь Холяр жил и трудился, выращивая мелкий и крупно рогатый скот. Он этим трудом вырастил, воспитал и дал образование всем своим пятерым детям. Его жена всегда была рядом и помогала ему в этом.

Даже сейчас будучи в возрасте Холяр ухаживает за своей небольшой отарой, чтобы помогать своим детям финансово. Молоко полученное от скота они сами употребляют, также продают соседям. Сейчас Холяр хочет увеличить количество своего скота для расширения своего бизнеса. По этой причине он обратился в Арванд с просьбой о выдачи кредита. Он хочет получить кредит на покупку скота для дальнейшего выращивания и продажи. Холяр надеется на положительный результат и заранее благодарит Арванд за финансовую поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.


About Tajikistan

  • $2,700
    Average annual income
  • 263
    View loans »
    Tajikistan Loans Fundraising
  • $31,845,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,500 helped Holyar to purchase cattle.
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 23, 2014
Jul 8, 2014
Currency Exchange Loss:
Aug 7, 2014