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Phallat's Group
In this Group: Phallat, Phally
Thmor Kol district of Battambang province is the home of Phallat, who is a 28-year-old married woman. In a family with two children, Phallat has struggled to make a living through agribusiness and raising chickens for sale. She has been rice farming for about 10 years already.

This is the second loan cycle for Phallat and the first for her co-borrower. Phallat has completely repaid her previous loan. Now, in this group of two, they are applying for a loan of 1,150,000 riels. As the group leader, Phallat will use her share of the loan to buy fertilizer and gasoline to use on her rice farm. She hopes that the loan will help to uplift the living conditions of her family.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 90
    View loans »
    Cambodia Loans Fundraising
  • $41,820,025
    Funds lent in using Kiva
  • 4,048.9
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Phallat's Group's $300 loan helped a member to buy fertilizer and gasoline to use on her rice farm.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jun 4, 2014
Jul 10, 2014
Currency Exchange Loss:
Jun 17, 2015