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Sibel is married and is the mother of three children ranging in age from five to eleven. She started out selling clothes out of her home. Eventually, she began her real profession, working as a seamstress. She took in material in bulk from various businesses, sewed the pieces, and then delivered the finished product. As she got more work, eventually she was able to rent a shop, where she now works. With the loan from Maya, she intends to buy another sewing machine, which will enable her to work more quickly. Her dream is to open a larger shop, to have more sewing machines, and to provide work to other women. With the money she earns, she wants to provide a good future for her children and to send them to university.

Translated from Turkish by Maya Staff

Sibel hanım evli. En büyüğü onbir en küçüğü beş yaşında üç çocuk annesi. İlk başlarda evde çamaşır satarak işe başlamış. Daha sonraları mesleği olan terzilik işine başlıyor. Çeşitli işyerlerinden toplu mal alıp dikişini dikip teslim ediyor. İşleri büyüyünce kendine bir dükkan tuttu ve işlerini burada yapıyor. Aldığı kredi ile bir tane daha dikiş makinası alacak. Böylece işleri çabuklaşacak. Hayali daha da büyük bir yer açmak. Makinalarını çoğaltmak ve başka kadınlara iş imkanı sağlamak. Kazancı ile çocuklarına iyi bir gelecek sağlayıp ,üniversitede okutmak istiyor.

Additional Information

More information about this loan

Maya works to extend access to finance in Turkey, a country which, as a whole, has very limited microfinance services. By supporting this loan, you are helping Maya continue their work and specifically reach female borrowers in Turkey, many of whom come from rural parts of the country. 

About Maya

Although Turkey is one of the largest economies in the region, it has not reached its potential for microfinance investment. Deficient legal structures for microfinance credit initiatives and lack of quality information about microfinance demand and structure in Turkey are the largest obstacles to improvements in the field. Under these challenging conditions, Maya provides group and individual loans to low-income women who lack access to the financial services they need in order to start or improve their own small-scale businesses. Maya borrowers are part of lending groups, but are posted to Kiva as individuals. Therefore, lenders are exposed to additional risk of default in the event that a member of this borrower's group defaults on her loan. Maya, established in 2002, was Turkey’s first microcredit program. Maya is Kiva’s first Field Partner in Turkey and posted its first loans in August 2011. Headquartered in Istanbul, Maya has four branch offices. For more information, visit Maya’s partner page.

About Turkey

  • $19,600
    Average annual income
  • 0
    View loans »
    Turkey Loans Fundraising
  • $492,050
    Funds lent in using Kiva
  • 2.1
    Turkey Lira (TRY) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Sibel to buy a sewing machine.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jun 11, 2014
Jul 9, 2014
Currency Exchange Loss:
Apr 17, 2015