A loan of $1,025 helped to purchase children's clothing.


Okibat's story

Okibat was born in 1971 in the city of Isfara, in the rural settlement Kulkent, into a working family. After finishing school, she got married right away to her loved one. They had a strong love, and to this happy family, three beautiful children were born.

After Okibat got married, the crisis started and they got problems with their financials. Okibat started selling children's clothing. She was working with retail for a period of five years. She learnt retail very well. In the beginning she had problems with the sales, however with time she learnt the trade and started to earn well for herself and her family.

Okibat has been an active client of the organization "MDO Arvand" since December 2012. Once again, she would like to take a loan from Arvand and expand her business to improve the family's circumstances. Okibat would like to purchase a new assortment of children's clothing for the loan received.

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Translated from Russian by Kiva volunteer Audhild A.



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