Vanuvanu is a 39-year-old single woman with five children. She makes and sells pancakes and chicken pies in her community to earn a living. She has five years of experience with this business. Vanuvanu needs a loan to buy flour, sugar, large basins, yeast, chicken meat and a new oven. She plans to use her profits to pay for her children's education. Vanuvanu has been a member of SPBD since 2009.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.