Selina is a 28-year-old single woman with no children. She makes and sells ice cakes and chips in her community to earn a living. She has three years of experience with this business.
Selina needs a loan to buy cordials, sugar, a cooler and foam cups for her ice cakes. She'll also be buying a large frying pan, a barrel of cooking oil and salt for her chips. She plans to use her profits to pay for her family's weekly expenses. Selina has been a member of SPBD since 2014.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.