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El Mirador De Cconchaccalla Group
In this Group: Justina, Benigna, Victor, Victor*, Balvina, Fray Vicente, Dorotea, Livia, Flavio*, Nancy
* not pictured

Update on El Mirador De Cconchaccalla Group

The members belong to the communal bank “EL MIRADOR DE CCONCHACALLA”. This bank is located in San Jeronimo district, part of Cusco province and Cusco department.

This member is Justina. She is in a common-law marriage, is 31 years old, and has 1 child. She works selling and raising animals. She raises guinea pigs, sheep and hens. She raises and fattens them and later sells them at different fairs. With this small business, she has gotten her child ahead. Her dream is to have a retail space where she can sell her guinea pigs and hens. Justina asks for the loan to purchase guinea pigs, sheep and hens, and feed for the guinea pigs, sheep and hens.

The other members work in agriculture, a cereal sales business, a grocery store, and a selling animals.

The member is grateful to those who are part of this dream through this means and promises to make her payments in the amounts and time scheduled.
View original language description ↓
Los socios pertenecen al banco comunal “EL MIRADOR DE CCONCHACALLA”; Este banco se ubicada en el distrito de San Jeronimo, perteneciente a la provincia de Cusco y departamento de Cusco.

La socia es la Sra. Justina ella es conviviente y tiene 31 años y tiene 1 hijo; La socia trabaja en su negocio de venta y crianza de animales, la socia cría los cuyes, ovejas y gallinas los hace crecer y engordar y luego los vende en las diferentes ferias, por medio de este pequeño negocio la socia saca adelante a su hijo, el sueño de la socia es tener un local donde pueda vender los cuyes y gallinas. La socia solicita el crédito para comprar cuyes, ovejas y gallinas y alimentos para los cuyes,ovejas y gallinas.

Los otros socios se dedican al negocio de agricultura, negocio de venta de cereales, negocio de tienda de abarrotes y negocio de venta de animales.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Previous Loan Details

A group of neighbors and friends formed the community bank "El Mirador de Cconchaccalla" in the Cconchaccalla community of the district of San Jeronimo in the province and department of Cusco. This community bank is made up of people looking for every opportunity to succeed and through their dail... More from El Mirador De Cconchaccalla Group's previous loan »

Additional Information

More information about this loan

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Peru

  • $12,000
    Average annual income
  • 45
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of El Mirador De Cconchaccalla Group's $3,750 loan helped a member to purchase guinea pigs, sheep and hens and feed for the guinea pigs, sheep and hens.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 5, 2014
Jul 11, 2014
Currency Exchange Loss:
Jan 17, 2015