A loan of $4,525 helped a member to purchase at least 5 kg of incense seeds called “gohé” and various perfumes and eau de cologne to make incense.


Ndeye Keme's Group's story

This ’banc villageois’ is one of the most experienced in the system. It is composed of women who have a good mastery of the program. Living together for years, the women were able to solidify the ties characterizing them. Having extended experience in ’banc villageois’ programs, they found out how to develop a spirit of group solidarity enabling them today to cope with many situations. The group members’ main work involves small-scale commerce. Ms. Ndèye (standing at the right with her left hand raised) is the group’s featured borrower. She is 46 years old and a married mother of five children (five boys and a girl). She is a vendor of incense and a variety of traditional beauty products. To make her products, she purchases incense seeds and various perfumes and eau de cologne. She mixes and stores them for a while before selling them in containers of [500 francs] or more. With this loan, she intends to purchase at least 5 kg of incense seeds called “gohé” and various perfumes and eau de cologne to make incense. With the profits, she plans on growing her savings and doing better at covering day-to-day expenses.

In this group: Ndeye Keme, Diatou*, Fall Yaye Boye Aminata, Fatou Alphousseyni, Maimouna, Fatou, Coumba Coly, Oulimata, Nene, Salimata, Sadio, Fatou, Fatou Ousmane, Ouleye , Marie Therese, Fama, Amino, Fatou Ibrahima*
*not pictured

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Translated from French by Kiva volunteer Daniel Kuey



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Loan details