A loan of $1,675 helped a member motorbike repair.


Mr. Phallin Hak Village Bank Group's story

The village bank loan group, consisting of 13 people, is based in the Boeng Krum Kraom Village in Kandal Province. Mr. Phallin H., 28 years old, is the president of the group and earns income driving a Tuk Tuk. His wife, Mrs. Phan Saron, is a garment factory worker. Unfortunately, Mr. Phallin H.'s business currently does not ensure enough income, because the motorbike needs to be repaired. He is therefore asking for a loan to be able to improve his business by fixing the motorbike.
Village bank loans are mainly end-of-term loans. Three members have end-of-term loans, while others have monthly payment loans. They are not required to pay any principal on the loan until the very end of the loan term. End-of-term (EoT) loans are AMK’s main product, because it is the most beneficial to Cambodia’s poor, allowing thE. to repay portions of the principal whenever they are financially able to. Most clients start to make payments many months before the end of the loan term. Almost all of AMK’s clients make their payments on time. AMK has a delinquency rate of only 0.09% and a default rate of 0% on Kiva.

In this group: Phallin, Shoen, Yoen, Sophea, Song, Phalla, Yat, Kosal, Yim, Chen, Savorn, Shina, Pheap



Loan details


Lenders and lending teams



Loan details