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The name of the young woman on the photograph is Ozodamo. She is a very cute, hardworking, responsible and accurate in work young woman. She is 21 years old. She lives in the Vakhsh district with her mother and sister. Ozodamo is a seamstress, and her earnings provide an important source of income for the family. She loves her work and tries to learn all of the nuances of her trade. She has been in this business for 2 years. Necessary house repair is the reason why she requested this loan. She does not have enough money to repair her house. Her living space urgently needs repairs, and Ozodamo is requesting this loan with the hope that she would be supported.
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Девушку на фотографии зовут Озодамо. Она очень милая, трудолюбивая, ответственная и аккуратная в работе девушка. Ей 21 год. Она живет на районе Вахш, вместе с мамой и сестрой. Озодамо портниха и ее заработок важный источник дохода в семью. Она любит свою работу и старается научиться всем тонкостям своей профессии. В этой сфере деятельности она уже 2 года.
Причина, по которой она обратилась за кредитом, является необходимый ремонт дома. Ей не хватает денег, чтобы отремонтировать дом. Их жилплощадь срочно нуждается в ремонте и Озодамо просит кредит, с надеждой на то, что ее поддержат.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Tajikistan

  • $2,700
    Average annual income
  • 262
    View loans »
    Tajikistan Loans Fundraising
  • $31,845,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Ozodamo to repair her house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 25, 2014
Jul 7, 2014
Currency Exchange Loss:
Nov 17, 2014