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Maa Bhairavi Shg Group
In this Group: Chandini, Bhagyalata, Manaswani, Sakuntala, Pravati, Sashirekha, Tikina, Janaki, Anu, Raila
Chandini is a 28-year-old lady currently engaged in selling goats and goat milk. Currently, she has 12 goats. From this activity, she is able to make 3,500 INR per month. She, along with the other nine women from her village, created a Self Help group named "Maa Bhairavi Shg" and Chandini is the President of this group. In the picture, the lady standing with her hand raised is Chandini. The group is made up of members having the purpose of helping and supporting each other in their business activities and in their personal lives. All the group members are engaged in different activities like selling cow's milk, selling flowers, selling vegetables, etc.

Chandini lives with her parents-in-law, husband and her two children. Her husband is a daily laborer and sometimes he helps in Chandini's business activities. Chandini and her husband both take on all the family's responsibilities. Chandini has a dream of making a house for her family and educating her children. Chandini, along with her group members, has requested a loan of 150,000 INR. Chandini will use her portion to purchase more goat kids for her animal raising business. She is really very thankful to Kiva for this opportunity.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About India

  • $4,000
    Average annual income
  • 91
    View loans »
    India Loans Fundraising
  • $6,748,700
    Funds lent in using Kiva
  • 59.7
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Maa Bhairavi Shg Group's $2,525 loan helped a member to purchase more goat kids.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Jun 10, 2014
Jul 8, 2014
Currency Exchange Loss: