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Umeda has dreamed of starting her own business and becoming a successful entrepreneur since she was a child. She is 21 years old, divorced, and is raising one child who has yet to come of age. After her divorce, Umeda moved back into her parents' home. She is hoping to start her own business to be able to provide for herself and her child; namely, she plans on selling children's clothing at a local marketplace. With this goal in mind, she enrolled in a course titled "Achieve Success" sponsored by an association for businesswomen and received a certificate upon completion. Her mother has promised to help her get her business up and running; in addition, Umeda is seeking a loan of 6000 somoni to buy children's clothing for her store. She is counting on your kindness.
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Умеда с детства мечтала организовать свой бизнес и стать успешной бизнес-леди. Ей 21 года. Она разведена и на воспитании имеет 1 не совершеннолетнего ребенка. Умеда после развода вернулась в родительский дом. Она теперь хочет организовать свой бизнес и таким образом обеспечить себя и своего ребенка. Умеда планирует организовать бизнес купле продажей детской одежды. С такой целью она обучилась в курсе «Добейся Успеха» организованного Ассоциация Деловых Женщин и получила сертификат. Она будет торговать на местном рынке. Ее мать обещала ей помогать введению бизнеса. Умеда запрашивает займ на сумму 6000 сомони для покупки детской одежды, чтобы организовать новый бизнес. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.


About Tajikistan

  • $2,700
    Average annual income
  • 211
    View loans »
    Tajikistan Loans Fundraising
  • $32,074,750
    Funds lent in using Kiva
  • 4.9
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Umeda buy children's clothes for starting a new business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 2, 2014
Jul 6, 2014
Currency Exchange Loss:
Aug 17, 2015