A loan of $475 helped to purchase a donkey and an animal-drawn cart.


Janet's story

Hello Lenders! Meet Janet, a small holder, mixed-farmer who resides in Kitale, Kenya. She owns a small piece of land where she lives with her family of five children. She keeps dairy cows and grows maize. She also engages in other personal business to generate more income. Janet is relatively new to farming with four years of experience. She enjoys selling farm products and making profits. However, a lack of market and transportation of produce are the biggest challenges she faces. Janet is seeking a loan to buy a donkey and an animal-drawn cart. Donkeys are a suitable mode of transportation for the hot, hilly, and rocky countryside where Janet comes from. She needs a donkey to pull a cart on which she will load produce headed for the market. A donkey is ideal for Janet because they are versatile and hardy animals. These qualities make a donkey on Janet’s farm highly valuable. Janet had trouble finding a financier until she heard about Juhudi Kilimo on the radio and decided to follow through with her plans of joining. During the mandatory training sessions, she has learned to be a good investor and a loan manager. She is anticipating huge benefits from acquiring a donkey. Her highest monthly expense has always been family-related and with more income in the future, she plans to send her children to better schools.



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Loan details