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Yady Andrea
Yady is a beautiful and feminine woman who is just 19 years old. Throughout her life has always known that she was born for great things. That is why she is making the most of her youth to be an entrepreneur and to tire herself out now so she can enjoy the fruits of her labour in the future.

Yady has already got married and she makes a living providing internet and videogames services in part of her home which she has adapted for this purpose. She did this using a small amount of capital which she acquired so she could set herself up in business.

In order to grow her business and put it on the map she wants to ask for a loan to buy a photocopier to complement her services, and to carry out some alterations to the premises. Like all women she always wants anything of hers to look good and be admired by others.

Her big dream is to be able to set up her business in a separate place from her home and to grow as a businesswoman so she can bring children into the world and provide for them and satisfy all their needs.
View original language description ↓
Yady un hermosa y femenina mujer de tan solo 19 años edad la cual a medida que pasaba el tiempo tenía muy claro que había nacido para grandes cosas, por eso aprovecha su juventud para ser emprendedora y cansarse ahora para disfrutar en un futuro los frutos de sus esfuerzo.
Yady es una joven que ya contrajo matrimonio y que se dedica a prestar servicios de internet y videojuegos en un local el cual adecuo en su casa, con un pequeño capital que consiguió para iniciarse como empresaria y en busca de crecer y posicionar su negocio quiere solicitar un crédito para la compra de una fotocopiadora para complementar sus servicios y realizar unas reformas locativas pues como toda dama quiere siempre que algo suyo sea muy bien visto y admirado por otros.
Su principal sueño es poder tener su negocio fuera de la casa y crecer como empresaria para traer hijos al mundo y poder brindarles y satisfacerles todas sus necesidades

Additional Information

Important Information

This loan is structured on Kiva as a bullet loan, which means a single payment is required at the end of the loan term. By Colombian law, Kiva's partner Interactuar is required to offer borrowers loans with a variable interest rate that fluctuates with the market rate. Because fixed monthly payments are applied first to interest and then to principal, Interactuar is unable to predict upfront what portion of each repayment would go towards the loan principal. This creates a challenge with Kiva's system, which doesn't allow for unpredictable principal payments, and can result in some Interactuar clients appearing falsely delinquent. To remedy this, the loan has an end-of-term repayment plan on Kiva, but the borrower will continue scheduled monthly repayments to Interactuar, who will then pass along the principal amount to Kiva lenders. This means that you may see repayments made on this loan throughout the repayment term, as opposed to receiving repayment in full at the end of the loan term.

About Colombia

  • $11,100
    Average annual income
  • 339
    View loans »
    Colombia Loans Fundraising
  • $18,296,125
    Funds lent in using Kiva
  • 1,877.9
    Colombia Pesos (COP) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $1,350 helped Yady Andrea to buy a printer to complement the services she already provides and carry out improvements to her premises.
89% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jun 3, 2014
Jul 9, 2014
Currency Exchange Loss: