A loan helped a member to purchase standard-quality seeds, fertilizers and pesticides for her vegetable cultivation.


Shaktiswarup Shg Group's story

The women of the Shaktiswarup Self-help Group are from a small village in Odisha in the northern part of India. The group is composed of thirteen women who earn their living by raising animals such as cattle and chickens, selling milk, and cultivating and selling vegetables. They need additional capital to maintain, enhance or expand their businesses and decided to apply for a loan with People's Forum. They are excited and full of hope to begin this new harvesting season with solid goals and dreams.

Hiramani is a 45-year-old married mother of one child, aged 19 years. In the picture, the lady seated in the middle and wearing a red-white colour saree is Hiramani. She completed three years of formal education, but due to the poor economic condition of her family, had to leave her education behind. Along with all the clients of People's Forum, Hiramani realizes that education is a vital key to a successful future for her child. She shares that her business is running quite well and, because of its success, she will be able to register her child in a good school this year! Her husband shares the same goals for the child.

Hiramani is engaged in vegetable cultivation, and she produces potatoes, tomatoes, onions, and seasonal vegetables. She is applying for her first loan with People's Forum. The requested funds will be used to purchase standard-quality seeds, fertilizers and pesticides for her vegetable cultivation.

With an optimistic spirit and positive attitude, Hiramani looks forward to this new year with its challenges, blessings and successes. On behalf of her colleagues, Hiramani expresses gratitude and appreciation for the support from Kiva investors throughout the world who lend such necessary and vital support. In addition, the ladies send greetings to all for a happy, healthy and successful new year!

In this group: Hiramani, Kalpana, Hira, Parbati, Rukmani, Bhanumati, Mamata, Kshiramani, Sumitra, Tarulata, Jajnaseni, Padmini, Ratnatula



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