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Devi Shg Group
In this Group: Bakani, Gouri, Tikina, Lata, Kanchana, Manorama, Tilottama, Nayani
Bakani is a 47-year-old lady. She has two children, both of whom are in school. Her family lives in a village in the Jajpur District in Odisha, India. She and her husband earn a living through working as farmers and cultivating rice and vegetables. Having been in this business for seven years, she is able to earn approximately 3,000 INR per month to meet her family’s needs.

Bakani is leading a group named Devi Self Help Group. Its eight members are applying for a loan with Peoples' Forum. The members of Devi Self Help Group are engaged in different kinds of activities like agriculture, a general store, a dairy farm, and a wood business. Bakani is going to use her portion to buy fertilizers, seeds, pesticides and some irrigation tools for her farmland. With this loan, she hopes to raise more crops and sell them for a good price to make a better living to send her children to a good school.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About India

  • $4,000
    Average annual income
  • 4
    View loans »
    India Loans Fundraising
  • $6,681,725
    Funds lent in using Kiva
  • 60.1
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Devi Shg Group's $2,000 loan helped a member to purchase fertilizers, seeds, pesticides and some irrigation tools for her farmland.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Jun 10, 2014
Jul 5, 2014
Currency Exchange Loss: