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Junes is a fish vendor. She earns an additional income from food vending. She has been sustaining her business activities through her past 12 loans from NWTF. She and her husband have five children, and she works hard to support her family.

Juena is requesting a loan in the amount of PhP 21,500 through NWTF. She will use her loan funds to purchase fish to offer for sale.

She hopes that her hard work will help her attain her dream, which is to save enough money to be able to afford to send her children to college.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.


About Philippines

  • $7,000
    Average annual income
  • 400
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 43.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Juena to purchase fish to offer for sale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 17, 2014
Jul 5, 2014
Currency Exchange Loss:
Jan 25, 2015