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Lorena is forty years old and has eight children. She is married and has four children who are in school.

She and her family survived super typhoon Haiyan, which swept through the Philippines last November 8, 2013, but her business and family home were wiped out.

Lorena is taking out a housing loan amounting to PHP 10,000 to purchase building materials and pay for construction labor to build a house for her family.

Lorena has been an NWTF borrower since 2012. She plans to recover through her food vending.

With your help, Lorena can rebuild her house and rebound from the devastation of super typhoon Haiyan. In the future she would like to save enough money so she could afford to send her children to college.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Philippines

  • $7,000
    Average annual income
  • 462
    View loans »
    Philippines Loans Fundraising
  • $69,821,250
    Funds lent in using Kiva
  • 43.7
    Philippines Pesos (PHP) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $250 helped Lorena to purchase building materials and pay for construction labor.
35% repaid
Repayment Term
61 months (Additional Information)
Repayment Schedule
Jun 25, 2014
Jul 5, 2014
Currency Exchange Loss: