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Norma Maria
Norma, of 45 years of age, is a hardworking and responsible woman. She lives with her husband and two children at their own house.

For 13 years she has worked in the cultivation of staple grains, like corn and beans. With the income from her sales, she manages to pay for some of the household needs.

Norma is requesting this loan to buy supplies, like: fertilizers, manure, products for pest control, herbicides, and others. With this help, she will be able to continue with her crops, and in this way provide for herself and her family a better quality of life, without any limitations.
View original language description ↓
Norma de 45 años de edad es muy trabajadora y responsable, vive en casa propia con su esposo y sus dos hijos, ella se dedica al cultivo de granos básicos como maíz y frijol desde hace 13 años, con lo que gana de sus ventas logra solventar algunas de las necesidades que se le presentan en su hogar, Norma solicita un crédito para la compra de insumos como: fertilizantes, abonos, controles de plagas, herbicidas, etc. y así poder continuar con sus cultivos para tener junto con su familia una mejor calidad de vida sin limitación alguna.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 530
    View loans »
    El Salvador Loans Fundraising
  • $31,742,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $900 helped Norma Maria to buy fertilizers, manure, products for pest control, herbicides, etc.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Jun 19, 2014
Jul 8, 2014
Currency Exchange Loss:
Feb 20, 2015