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Musazajijuka Group
In this Group: Euphrasie, Vestine, Threse, Elina, Gaudence, Grace, Christine, Juliette, Stephanie*, Thereza, Liberee*, Jeanette, Florence, Chantal*, Bernadette, Claudine, Jeannine, Marceline, Anastasie*, Honorine, Fortunee, Peace, Clementine, Jeannine, Theogenie*, Odette, Francoise*, Joselyne, Clementine, Ernestine
* not pictured
Peace is a group leader of Musazajijuka which means Knowledgeable in English. The group members have different business types and they have been in business for almost ten years. They have a dream of creating a strong saving group which in future will be having shares in different markets. Peace is 32 years old and married with five children. She sells foodstuffs such as beans and sorghum. She will use her portion of the loan to buy more foodstuffs such as beans and sorghum. The profits from the business will be used to renovate her house. Peace puts up her hand as a sign of identification from other group members.

Additional Information

About Urwego Opportunity Bank of Rwanda (UOB)

Urwego Opportunity Bank (UOB) helps underserved Rwandans by providing its clients with the necessary credit and savings capabilities required for economic transformation. It offers credit products, including group and individual loans, as well as training in business development, financial literacy and health management. UOB loan products leverage social collateral since most group members have little to no collateral.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Rwanda

  • $1,700
    Average annual income
  • 27
    View loans »
    Rwanda Loans Fundraising
  • $18,266,225
    Funds lent in using Kiva
  • 677.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Musazajijuka Group's $8,200 loan helped a member to buy more foodstuffs such as beans and sorghum to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 11, 2014
Jul 4, 2014
Currency Exchange Loss:
Dec 20, 2014