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Margarita is a farmer from Aknashen village of Armavir region. She is divorced and lives there alone. Margarita's only son has moved to Russia to earn money and support his mother financially. Margarita has been engaged in farming for many years. In particular, she owns a greenhouse and cultivates tomatoes, eggplants, and peppers. In order to sustain her agribusiness and grow it further, Margarita has to make some investments. For that reason she has applied for a loan of 2,000 USD to buy 20 bags of fertilizers, pesticides, as well as to compensate her workers' jobs. This hard working woman really needs support to succeed. She will be extremely grateful to all the lenders. Let's help Margarita prove that everybody can overcome life’s difficulties through hard and devoted work.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 124
    View loans »
    Armenia Loans Fundraising
  • $16,783,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $2,000 helped Margarita to purchase fertilizers (20 bags), pesticides and pay the workers.
86% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jun 6, 2014
Jul 4, 2014
Currency Exchange Loss: