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Rosa Margarita
Rosa, 22, is a housewife. She studied up to fourth grade but had to stop due to financial hardship. Now she is married and has a child who is eight months old. Her husband works in agriculture and sows corn, while Rosa sells bread in the local neighborhood. She learnt this trade from her mother when she was eight years old. With her mother, she bakes the bread in the oven from 6:00 am until 5:00 pm.

The loan she is asking for from Credicampo is so that she can buy two dairy cows, which she hopes to use to gain an income for her family and provide them with a better standard of living.

Her dream is to have a small plot of land and build her own home. She would also like to expand the bread making business and pay off her loan so he can continue working with the loan institution without problems in the future.
View original language description ↓
Rosa de 22 años de edad, es ama de casa, estudió hasta cuarto grado ya que por problemas económicos no pudo continuar sus estudios, ahora Rosa esta acompañada y es madre de un pequeño de ocho meses de edad. Su compañero de vida se dedica a la siembra de maíz (agricultura), mientras que Rosa se dedica a la venta de pan por los alrededores de la comunidad, trabajo que lo aprendió de su madre desde hace ocho años, para hornear el pan Rosa y su mamá lo hacen en el horario de 6:00 am a las 5:00 pm.

El préstamo que esta solicitando en CREDICAMPO, es para la compra de dos vacas lecheras, con las cuales podrá obtener un ingreso mas para darle a su familia una mejor calidad de vida.

Rosa sueña con tener un terrenito y construir una vivienda, ampliar el negocio de panadería y pagar su crédito sin ninguna dificultad para seguir trabajando con la institución.

Additional Information

More information about this loan

This loan is part of a CrediCampo project to help rural farmers living in extreme poverty plant basic grains to feed their families. Excess product is sold on the local market. These loans are smaller than the typical loans offered by this field partner, and guarantee requirements are also reduced. Individuals who receive this type of loan also get access to technical assistance, information on good environmental practices and increased access to farm inputs like fertilizer. This is considered a high risk loan due to the population and loan purpose, and CrediCampo is one of the very few institutions in El Salvador willing to working with these farmers.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.


About El Salvador

  • $7,500
    Average annual income
  • 527
    View loans »
    El Salvador Loans Fundraising
  • $31,800,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Rosa Margarita to buy two dairy cows.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jun 18, 2014
Jul 6, 2014
Currency Exchange Loss:
May 21, 2015