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Jamila Riaz Masih Group
In this Group: Jamila, Rani , Shakeela , Taj , Naziran , Rashidan
Jamila baji is the wife of R. M. and resides in a city named Kasur, Pakistan. Kasur city is famous for its sweetmeats. She owns a two-room brick house and has been living in it for the past 20 years. She is the mother of two sons. Her elder son has a saloon. Her younger son has a donkey cart which he uses to deliver different items (wheat, fruits and vegetables) from one place to another.

Jamila baji’s husband has a leather-selling business. He has been selling leather for the past 10 years. Jamila baji is a housewife and prefers to do household work and take care of her family. She has successfully repaid her three loans from Asasah (a microfinance institute in Pakistan). Now she is applying for a loan to buy more leather to expand her husband’s business.

She is joined in her loan group by several more members. Rani baji and Shakeela baji and Taj baji each want a loan to buy leather to re-sell. Naziran baji wants a loan to buy wooden beams for her shuttering business. Rashidan baji wants a loan to buy milk for her milk-selling business.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 251
    View loans »
    Pakistan Loans Fundraising
  • $17,646,350
    Funds lent in using Kiva
  • 81.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Jamila Riaz Masih Group's $1,375 loan helped a member to buy leather to re-sell.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 11, 2008
Nov 6, 2008
Currency Exchange Loss:
Mar 11, 2010