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María Olivia
María, 51 years old, doesn't know how to read or write, because her mother decided not to send her to school so that she could help at home with the household chores. She is partnered, and her partner works in agriculture, growing basic grains. They have 3 children, who are adults and married. In her house only two people reside, her husband and she.

Maria takes care of the household tasks. Ever since she was young, she always worked in this job since her mother taught her how to do it and then she decided not to learn another job. Since she married, she had to take care of her husband and children. She doesn't have a set schedule to do these jobs, since there are many chores during the day and there isn't a defined schedule.

The loan will be used for agriculture, for purchasing the agricultural package, manure, and insecticides, and to prepare the land. She says that thanks to being granted the loan, she will be able to have better harvests and be able to have increased income to improve the quality of life for herself and her husband.

Maria, in the future, wants to have a better plot of land for her crops and to be able to have better and larger harvests, also she says that she wants to be able to have a farm with chickens to fatten that will generate more income for her husband and for her. All this, she says, she will accomplish by saving a lot and investing it so that the dreams of her and her husband will become reality.
View original language description ↓

María de 51 años de edad, no sabe leer ni escribir, debido a que su madre decidió no ponerla a la escuela para que le ayudara en su casa con los oficios del hogar, ella está acompañada, su esposo se dedica a la agricultura siembra de granos básicos, tienen 3 hijos los cuales ya son mayores y están casados, en su casa solamente habitan dos personas su esposo y ella.

María se dedica a los oficios domésticos, ella siempre desde que era pequeña se dedicó a esta actividad debido a que su madre le enseño a realizarla y entonces ella no opto por aprender otra actividad, y debido a que ella se caso tenía que cuidar del esposo e hijos, ella no tiene horario para realizar esta actividad debido a que durante el día tiene muchos quehaceres y no tiene horario definido.

El préstamo lo utilizara para la agricultura la compra del paquete agrícola, abono, insecticidas, y la preparación de la tierra, ella comenta que gracias al otorgamiento del crédito, podrá tener mejores cosechas y poder tener mejores ingresos económicos para mejorar su calidad y la de su esposo.

María para un futuro desea tener un mejor terreno para sus siembras y poder hacer mejores y más sus grandes cosechas, también comenta que desea poder tener una granja de pollo de engorde que le genere mayores ingresos para su esposo y ella, todo esto dice que lo lograra ahorrando mucho he invirtiendo para que sus sueños junto a su esposo se hagan realidad.

Additional Information

More information about this loan

This loan is designed for rural women in El Salvador. Loan amounts are much smaller than average and the field partner is not requiring any guarantee for this type of loan. The goal is to support businesses that will enable women to work from their homes or start flexible businesses, as many of them are single mothers and are the sole caretakers for their families. Women who receive this type of loan also receive training on entrepreneurship, business management and budgeting.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $7,500
    Average annual income
  • 500
    View loans »
    El Salvador Loans Fundraising
  • $31,356,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped María Olivia to purchase the agriculture package, manure, insecticides, and to prepare the land.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Jun 23, 2014
Jul 5, 2014
Currency Exchange Loss:
Apr 17, 2015