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Irshad is a 46-year-old married woman doing business selling milk for the past 5 years. She has 2 calves and 2 cows in milk. She sells milk to many of her neighbors, along with butter that she makes from the milk. Her business is good enough to lead a decent life. She has two children. She is very motivated to provide them a beautiful life with good education, food and clothing.

Irshad has improved her business to meet day-to-day expenses of life. It’s her second year with Kashf Foundation; she is happily running her business with support of it. Irshad has requested a loan of 40,000 PKR to purchase one more cow. She expects a boost in her sales and profits alongside.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.


About Pakistan

  • $4,700
    Average annual income
  • 208
    View loans »
    Pakistan Loans Fundraising
  • $17,686,425
    Funds lent in using Kiva
  • 98.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Irshad to purchase one more cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 16, 2014
Jul 3, 2014
Currency Exchange Loss:
Jul 17, 2015