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Elísio works as an assistant operator for a railroad company. He's married and has three children, two of whom go to school and one is still too young. He lives in a house that he owns and doesn't support anyone else other than his children.
With the amount of the loan he'll purchase cement, rocks, sand and beams so he can continue building his house. He's currently putting up a roof and installing the windows.
He states that in the future he wishes to make his marriage official and to buy a vehicle for personal use and also for renting out as a way of improving his family's income.
He will repay the loan in a timely fashion and request more loans in order to achieve his dream.
View original language description ↓
O senhor Elίsio trabalha como auxiliar da via na empresa de caminhos de ferro é casado pai de 3 filhos dos quais 2 estudam 1 ainda menor, vive na casa própria não sustenta mais ninguém além seus filhos.
Com o valor do crédito irá comprar cimento, pedra, areia barrotes para dar continuidade a construção de sua casa que encontra se na fase da cobertura e colocaçāo de janelas.
Diz que no futuro quer oficializar sua relaçāo marital, comprar uma viatura para uso pessoal e aluguer para reforcar a renda familiar.
Irá pagar pontualmente e solicitar mais empréstimos para a concretizaçāo deste sonho.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 35
    View loans »
    Mozambique Loans Fundraising
  • $3,101,025
    Funds lent in using Kiva
  • 31.1
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Elisio to purchase cement, rocks, sand and beams so he can continue building his house.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jun 24, 2014
Jun 27, 2014
Currency Exchange Loss:
May 17, 2015