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Yasmeen Liaqat Ali Group
In this Group: Yasmeen, Nusrat , Naziran , Majidan
Yasmeen baji is the widow of L. A. and lives in the city of Riwind, Pakistan. She has been living in this city for the past 16 years. She is the mother of seven children: three sons and four daughters. Her eldest son is a transit driver and operates an auto-rickshaw (a local three-wheeled motor vehicle). Her other children are all enrolled in the local neighborhood school.

Yasmeen baji works selling thread. She has been in this business for the past 10 years. She buys inexpensive sweaters and removes the thread from them. Then she washes the thread, bundles it, and sells it to different shops for a profit. She is applying for a loan to buy more clothing so that she may expand her thread selling business.

This is a group loan, and the funds will be distributed among group members, each of whom will invest in her own business. She is joined by three other members: Nusrat baji wants a loan to buy cooking oil and spices for her food business; Naziran baji also wants a loan to buy sweaters for her thread business; and Majidan baji wants a loan to buy wood cutting tools for her wood selling business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 384
    View loans »
    Pakistan Loans Fundraising
  • $16,478,525
    Funds lent in using Kiva
  • 81.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Yasmeen Liaqat Ali Group's $800 loan helped a member to buy clothing to turn into thread sales.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 12, 2008
Nov 9, 2008
Currency Exchange Loss:
Dec 2, 2009