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Carlos Humberto
55-year-old Carlos studied up to ninth grade and is married. His wife does the household chores and also grinds in a mill. They are the parents of 5 children, of which only one lives with them.

Carlos is a farmer who started this work when he was 10 years old. His father taught him this work, as he was a young man who liked to go around with his dad. That´s how he learned how to do the job. Today, Carlos is grateful to his dad for having taught him this work. The land where he works is 15 minutes away and he gets there in a car that took a lot of effort to buy. It also allows him to transport a corn de-kernelling machine. During the period when they harvest, they hire him to de-kernel the harvest. One of his sons that lives in his own home helps him with this work so he can harvest the crops for all of the residents of the region.

He will need the requested loan to buy 6 bags of fertilizer, as it´s time to put the second round of fertilizer on the corn. This is when the fertilizer works to make the harvest more abundant, and will help a lot. He´s going to put enough fertilizer so that the corn will have a really good harvest.

His dreams are to be healthy and to have a harvest that will support his family. God-willing, from the first earnings he will buy another machine so that he can do all of the work that comes.
View original language description ↓
Carlos de 55 años de edad, estudio hasta noveno grado, está casado la esposa se dedica a los oficios domésticos y también muele en un molino. Son padres de 5 hijos de los cuales solo una vive con ellos.

Carlos es agricultor que aprendió el oficio desde que tenía 10 años de edad, este oficio se lo enseño el padre ya que él era un joven que le gustaba mucho andar con el papá y fue así como aprendió el trabajo, hoy en día Carlos le agradece al papá por haberlo enseñado este trabajo y fue así como él ha aprendido este oficio, el terreno en donde trabaja esta a una distancia de 15 minutos y viaja en un carro que ha comprado con mucho esfuerzo que también le sirve para llevar una máquina que desgrana maíz; porque en la época que sacan los cultivos a él lo buscan para que desgrane las cosechas en este trabajo se involucra un hijo que ya esta en hogar aparte pero que le ayuda para poder sacar todo las cosechas de los habitantes del cantón.

con el préstamo solicitado lo necesitara para comprar 6 sacos de abono, que ya la milpa está en el punto de poder tirarle la segunda abonada donde el abono hace la fuerza para que el cultivo eché abundantemente esto le ayudara mucho, ya que él va a tirarle suficiente abono y así la milpa será muy buena cosecha.

Los sueños que tiene es tener salud y poder tener un cultivo que le ajuste para mantener a su familia y que de las ganancias primero Dios comprar otra máquina para así poder cubrir todo los trabajos que le salen.

Additional Information

More information about this loan

This loan is part of a CrediCampo project to help rural farmers living in extreme poverty plant basic grains to feed their families. Excess product is sold on the local market. These loans are smaller than the typical loans offered by this field partner, and guarantee requirements are also reduced. Individuals who receive this type of loan also get access to technical assistance, information on good environmental practices and increased access to farm inputs like fertilizer. This is considered a high risk loan due to the population and loan purpose, and CrediCampo is one of the very few institutions in El Salvador willing to working with these farmers.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.


About El Salvador

  • $7,500
    Average annual income
  • 549
    View loans »
    El Salvador Loans Fundraising
  • $31,835,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Carlos Humberto to buy 6 bags of fertilizer, as it´s time to put the second round of fertilizer on the corn.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Jun 26, 2014
Jul 4, 2014
Currency Exchange Loss:
Feb 20, 2015