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Virgen De Chapi De Yanamaqui Group
In this Group: Elizabeth Marcelina, Maria Flor, Emeli Olina, Alberto Ignacio, Pedro Luis, Magali Veronica

Update on Virgen De Chapi De Yanamaqui Group

“Virgen de Chapi de Yanamaqui” is a group made up of entrepreneurial associates who seek to improve the wellbeing of their families.

Emeli is 34 years old and single, with 3 dependent children. She makes a living selling of sweets, food, sandwiches, and sodas at the kiosk of a school in her town. She will invest the loan in the purchasing of more sodas, sweets, and cooking supplies. Her biggest desire is to install a small grocery store in her household.

The group is thankful to the KIVA investors for the loan provided. Emeli is the second woman to the left, wearing a gray sweater.
View original language description ↓
“VIRGEN DE CHAPI DE YANAMAQUI” es un grupo conformada por socios empeñosos por mejorar la calidad de vida de sus familias. Emeli tiene 34 años de es soltera con 03 hijos dependientes. Ella se dedica a la venta de golosinas comida sándwiches gaseosas en el kiosco de un colegio de su localidad. El crédito lo invertirá en la compra de más gaseosas golosinas e insumos para cocinar. Su mayor deseo es implementar una pequeña bodega en su vivienda. El grupo agradece a los inversionistas KIVA por el crédito brindado. Emeli es la segunda del lado izquierdo viste chompa ploma.

Previous Loan Details

The “Virgen de Chapi de Yanamaqui” communal bank is made up of 11 members who make a living in agriculture and retail. Elizabeth, 46, has a live-in partner and two children whom she is educating. She makes a living cultivating fruit, to later sell it in the wholesale markets. Years ago she made a... More from Virgen De Chapi De Yanamaqui Group's previous loan »

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Peru

  • $12,000
    Average annual income
  • 44
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Virgen De Chapi De Yanamaqui Group's $3,750 loan helped a member to buy sodas, sweets and supplies to cook food.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 20, 2014
Jul 2, 2014
Currency Exchange Loss:
Jan 17, 2015