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Rpto. Union Group
In this Group: Rosalina De Jesús , Maria Margarita, Janneth De Os Angeles, Sara Del Socorro
This solidarity group consists of four members who are successful in their work life. The coordinator is Sra. María, who is 37 years old and single. She is the owner of a sewing workshop that is located in her home. María inherited this business from her mother. Her loan will be used to buy a roll of fabric, lining, elastic, gabardine, dacron, satin, zippers, and other supplies. This will help her to meet the seasonal demand.

The other members are as follows:
• Rosalina is 48 years old and manufactures scrub brushes in her home. She sells her products in the departments throughout the country.
• Janneth is 28 years old and works as a clothing merchant at one of the most crowded markets in the capital.
• Sara is 59 years old and owns a grocery store in her home.
View original language description ↓
Grupo solidario integrado por cuatro socias exitosas en su vida laboral, lo coordina la señora María Margarita de 37 años de edad, soltera, quien es propietaria de un taller de costura en su domicilio, este taller lo heredo de su mamá, el crédito lo solicita para la compra de rollo de tela, hilo, entretela, elástico, gabardina, dacron, satín, zipper, etc., de manera que podrá cubrir la demanda que tiene en esta temporada. Las otras integrantes son las señoras, Rosalina de 48 años de edad, quien elabora hisopos en su domicilio y luego los comercializa en los departamentos del país, Janneth de 28 años de edad, comerciante de ropa en el mercado más populosos de la capital, y Sara de 59 años de edad propietaria de una pulpería en su domicilio.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Nicaragua

  • $4,800
    Average annual income
  • 38
    View loans »
    Nicaragua Loans Fundraising
  • $26,391,875
    Funds lent in using Kiva
  • 26.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Rpto. Union Group's $1,700 loan helped a member to buy a roll of fabric, lining, elastic, gabardine, dacron, satin, zippers, and other supplies.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
May 27, 2014
Jul 4, 2014
Currency Exchange Loss:
Dec 17, 2014