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SIDY is a married man and father, who works as a night guardian. He would like to build a workshop for his brother, who is a tailor. He is seeking this loan in order to purchase cement and ironwork to build the workshop. Married and a father, he is responsible for his children's daily living expenses and their school fees. He begins his day at 8pm and finishes at 8am.
In the future, he would like to have a rental house in order to grow his income and to improve his family's living conditions.
View original language description ↓
Monsieur SIDY est un homme qui pratique le métier de gardiennage de la nuit ; marié et père de famille, il voudrait construire un atelier pour son frère qui est tailleur. IL demande ce crédit pour acheter du ciment et du fer pour la construction de l’atelier. Il est marié et père de famille, il gère la gestion des dépenses quotidiennes de ses enfants et les frais de scolarité. Il commence sa journée à 20h pour la terminer à 8h du matin. A l’avenir, il voudrait avoir une maison de location afin de pouvoir augmenter ses revenus et améliorer les conditions de vie de sa famille.

Additional Information

More information about this loan

To reach borrowers who would not normally qualify for loans, UIMCEC has developed partnerships with a number of local organizations created by the poor to promote savings and mutual support. Most members of these organizations take group loans from UIMCEC. Some group members have larger businesses requiring more capital, and therefore receive individual loans. To meet their needs, UIMCEC is offering this loan at a lower interest rate with no material guarantee requirement. By supporting this loan, you are helping poor borrowers access credit at  lower interest rates.


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.


About Senegal

  • $2,300
    Average annual income
  • 0
    View loans »
    Senegal Loans Fundraising
  • $15,221,925
    Funds lent in using Kiva
  • 484.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $425 helped Sidy to purchase cement and ironwork to build a workshop.
83% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Jun 17, 2014
Jul 18, 2014
Currency Exchange Loss: